As we dive into the final month of the year, it’s the perfect time to take a closer look at the top cash advance credit cards for December 2024. Whether you’re looking to make a big purchase, cover unexpected expenses, or simply earn some extra cash back, the right credit card can be a valuable tool in your financial toolbox. In this post, we’ll be exploring some of the best options available on the market today, so you can make an informed decision that suits your needs and helps you save money.
1. Chase Freedom Unlimited
If you’re looking for a cash advance credit card that offers a generous rewards program, look no further than the Chase Freedom Unlimited. With this card, you’ll earn 1.5% cash back on all purchases, with no annual fee. Plus, new cardholders can enjoy a generous sign-up bonus, making this card a great option for those looking to earn some extra cash back this holiday season.
2. American Express Blue Cash Everyday
The American Express Blue Cash Everyday card is another excellent option for those looking to earn cash back on their purchases. With this card, you’ll earn 3% cash back at U.S. supermarkets (up to $6,000 per year, then 1%), 2% cash back at U.S. gas stations and select department stores, and 1% cash back on all other purchases. Plus, new cardholders can enjoy a 0% introductory APR on purchases and balance transfers for the first 12 months, making this card a great option for those looking to save on interest.
3. Discover it Cash Back
The Discover it Cash Back card is a popular choice for those looking to earn cash back on their purchases. With this card, you’ll earn 5% cash back on rotating quarterly categories (up to $1,500 in purchases each quarter, then 1%) and 1% cash back on all other purchases. Plus, Discover will match all the cash back you’ve earned at the end of your first year as a cardholder, making this card a great option for those looking to maximize their rewards.
4. Citi Custom Cash Card
The Citi Custom Cash Card is a unique cash advance credit card that offers a customizable rewards program. With this card, you’ll earn 5% cash back on your top eligible spend category each billing cycle (up to $500 spent, then 1%), as well as 1% cash back on all other purchases. Plus, new cardholders can enjoy a 0% introductory APR on purchases and balance transfers for the first 15 months, making this card a great option for those looking to save on interest.
5. Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards Credit Card is another great option for those looking to earn cash back on their purchases. With this card, you’ll earn a flat 1.5% cash back on all purchases, with no annual fee. Plus, new cardholders can enjoy a generous sign-up bonus, making this card a great option for those looking to earn some extra cash back this holiday season.
In conclusion, choosing the right cash advance credit card can help you earn valuable rewards, save money on interest, and cover unexpected expenses. Whether you’re looking for a generous rewards program, a 0% introductory APR, or a customizable rewards program, there are plenty of options available to suit your needs. So, do your research, compare the features and benefits of each card, and choose the one that best fits your financial goals. Happy saving!